Mortgage Rates Decline | June 18,2026

Niecie Draper
Published on June 18, 2026

Mortgage Rates Decline | June 18,2026

📉🏡 Mortgage Rates Decline | June 18,2026
The 30-year fixed-rate mortgage decreased this week averaging 6.47%. Incoming data continues to reflect a resilient consumer, with retail sales improving and pending home sales strengthening, suggesting purchase demand is continuing to modestly improve.

The 30-year fixed-rate mortgage averaged 6.47% as of June 18, 2026, down from last week when it averaged 6.52%. A year ago at this time, the 30-year FRM averaged 6.81%.
The 15-year fixed-rate mortgage averaged 5.81%, down from last week when it averaged 5.84%. A year ago at this time, the 15-year FRM averaged 5.96%.
☎#callniecie to find out how the decrease in rates can affect your home search

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