Mortgage Rates Remain Near 2025 Lows

Niecie Draper
Published on December 11, 2025

Mortgage Rates Remain Near 2025 Lows

💰🏡 Mortgage Rates Remain Near 2025 Lows | December 11,2025
The average 30-year fixed-rate mortgage is well below the year-to-date average of 6.62%, providing some sense of balance to the housing market.

The 30-year fixed-rate mortgage averaged 6.22% as of December 11, 2025, up from last week when it averaged 6.19%. A year ago at this time, the 30-year FRM averaged 6.60%.

The 15-year fixed-rate mortgage averaged 5.54%, up from last week when it averaged 5.44%. A year ago at this time, the 15-year FRM averaged 5.84%.

 ☎#callniecie to find out how the no change in rates can affect your home search

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